1. \u0645\u0646 \u0646\u062d\u0646 \u0648\u0645\u0627\u0630\u0627 \u0646\u0641\u0639\u0644 \u061f<\/p>\n\n\n\n
1.1<\/strong> \u0646\u062d\u0646 \u0641\u0648\u062f\u0643\u0633 \u0648\u0639\u0646\u0648\u0627\u0646\u0646\u0627 \u0647\u0648 \u0634\u0627\u0631\u0639 \u0627\u0644\u0625\u0645\u0627\u0645 \u0633\u0639\u0648\u062f \u0628\u0646 \u0641\u064a\u0635\u0644\u060c \u0627\u0644\u0631\u064a\u0627\u0636 \u060c 13515 \u060c \u0627\u0644\u0637\u0627\u0628\u0642 \u0627\u0644\u062b\u0627\u0646\u064a \u060c \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0647\u0627\u062a\u0641 8001000119 \u0645\u0639 \u062a\u0648\u0641\u0631 \u062e\u0627\u0635\u064a\u0629 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u064a\u0636\u0627\u064b\u060c (\u201c\u0641\u0648\u062f\u0643\u0633<\/strong>\u201d \u060c \u201c\u0646\u062d\u0646<\/strong>\u201c).<\/p>\n\n\n\n \u0641\u0648\u062f\u0643\u0633 \u0647\u0648 \u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0644\u0648\u0646 \u0627\u0644\u0631\u0642\u0645\u064a \u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a\u060c (\u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0645\u0633\u0626\u0648\u0644\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629). \u062a\u0648\u0641\u0631 \u0641\u0648\u062f\u0643\u0633 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629 (\u201c\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a<\/strong>\u201c):<\/p>\n\n\n\n \u2022 \u0641\u0648\u062f\u0643\u0633- RMS \u062d\u0644 \u062a\u0642\u0646\u064a \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648 \u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648 \u0627\u0644\u0623\u0643\u0634\u0627\u0643. 1.2<\/strong> \u0639\u0646\u062f \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u060c \u062a\u0642\u0648\u0645 \u0641\u0648\u062f\u0643\u0633 \u0628\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629. \u064a\u0648\u0636\u062d \u0647\u0630\u0627 \u0627\u0644\u0645\u0633\u062a\u0646\u062f \u0643\u064a\u0641\u064a\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0641\u0648\u062f\u0643\u0633 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0643\u0644 \u0645\u0646 \u0641\u0648\u062f\u0643\u0633 \u0622\u0631. \u0625\u0645. \u0625\u0633. \u0648 \u0641\u0648\u062f\u0643\u0633 pay \u060c \u062d\u064a\u062b \u064a\u062a\u0636\u0645\u0646 \u0630\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u064a\u062a\u0645 \u062c\u0645\u0639\u0647\u0627 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a (\u201c\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/strong>\u201c)\u060c (\u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u064a\u0634\u0627\u0631 \u0627\u0644\u064a\u0647\u0645\u0627 \u0645\u0639\u064b\u0627 \u0628\u201d\u0627\u0644\u062e\u062f\u0645\u0627\u062a<\/strong>\u201c).<\/p>\n\n\n\n 2. \u0645\u0627\u0630\u0627 \u062a\u063a\u0637\u064a \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629\u061f<\/p>\n\n\n\n 2.1<\/strong> \u062a\u0623\u062e\u0630 \u0641\u0648\u062f\u0643\u0633 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0639\u0644\u0649 \u0645\u062d\u0645\u0644 \u0627\u0644\u062c\u062f \u0648\u062a\u0639\u0627\u0644\u062c\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627. \u0643\u0645\u0627 \u062a\u0639\u0645\u0644 \u0641\u0648\u062f\u0643\u0633 \u0628\u0635\u0641\u062a\u0647\u0627 \u201d \u0645\u062f\u064a\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a\u201d (\u0623\u064a \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u0631\u0631 \u0641\u064a \u0643\u064a\u0641\u064a\u0629 \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629) \u0648\u0642\u062f \u062a\u0628\u0646\u062a \u0641\u0648\u062f\u0643\u0633 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647 (\u201c\u0627\u0644\u0633\u064a\u0627\u0633\u0629<\/strong>\u201c) \u0644\u0625\u0646\u0634\u0627\u0621 \u0648\u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0623\u0645\u0646 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629.<\/p>\n\n\n\n \u062a\u0642\u0648\u0645 \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0639\u0644\u064a \u0627\u0644\u0622\u062a\u064a:<\/p>\n\n\n\n (\u0623) \u062a\u062d\u062f\u062f \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u0646\u062c\u0645\u0639\u0647\u0627 \u0639\u0646\u0643\u061b 2.2<\/strong> \u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0647 \u0628\u0642\u0628\u0648\u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0648\u062a\u0642\u062f\u064a\u0645\u0643 \u0623\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0625\u0644\u064a\u0646\u0627 \u0628\u0639\u062f \u0630\u0644\u0643\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u0646 \u0646\u0642\u0648\u0645 \u0628\u062c\u0645\u0639 \u0647\u0630\u0647 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0648\u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627 \u0648\u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647\u060c \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0645\u0627 \u064a\u0633\u0645\u062d \u0628\u0647 \u0627\u0644\u0642\u0627\u0646\u0648\u0646 \u0623\u0648 \u064a\u0642\u062a\u0636\u064a\u0647.<\/strong><\/p>\n\n\n\n \u0625\u0630\u0627 \u0643\u0646\u062a \u0644\u0627 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0647\u0630\u0647 \u0627\u0644\u0634\u0631\u0648\u0637 \u060c \u0641\u064a\u0631\u062c\u0649 \u0639\u062f\u0645 \u0642\u0628\u0648\u0644\u0647\u0627 \u0648\u0639\u062f\u0645 \u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0625\u0644\u064a\u0646\u0627.<\/strong><\/p>\n\n\n\n 2.3 \u064a\u0631\u062c\u0649 \u0623\u064a\u0636\u064b\u0627 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646\u0646\u0627 \u0644\u0646 \u0646\u062a\u0645\u0643\u0646 \u0645\u0646 \u0627\u0644\u0631\u062f \u0639\u0644\u064a\u0643 \u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629 \u0644\u0643 \u0623\u0648 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a\u0643 \u0645\u0627 \u0644\u0645 \u062a\u0632\u0648\u062f\u0646\u0627 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0645\u0628\u064a\u0646 \u0623\u0648 \u0627\u0644\u0645\u0634\u0627\u0631 \u0625\u0644\u064a\u0647 \u0641\u064a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647\u060c \u0647\u0630\u0627 \u0645\u0627 \u0644\u0645 \u0646\u0648\u0636\u062d \u0645\u0646 \u062c\u0627\u0646\u0628\u0646\u0627 \u0623\u0646 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0625\u062e\u062a\u064a\u0627\u0631\u064a.<\/p>\n\n\n\n 3. \u0645\u0627 \u0647\u064a \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u0646\u062c\u0645\u0639\u0647\u0627 \u0639\u0646\u0643 \u0648\u0643\u064a\u0641 \u0646\u062c\u0645\u0639\u0647\u0627\u061f<\/p>\n\n\n\n 3.1<\/strong> \u0646\u0642\u0648\u0645 \u0628\u062c\u0645\u0639 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a\u0646\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0627 \u062a\u0642\u062f\u0645\u0647 \u0639\u0646\u062f \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062d\u0633\u0627\u0628 (\u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0633\u0628\u064b\u0627) \u0623\u0648 \u0644\u062f\u064a \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0646\u0627 \u0628\u0623\u064a \u0648\u0633\u064a\u0644\u0629 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u062a\u062a\u0636\u0645\u0646 \u062a\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0633\u0645\u0643 \u0648\u0639\u0646\u0648\u0627\u0646 \u0628\u0631\u064a\u062f\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u0631\u0642\u0645 \u0647\u0627\u062a\u0641\u0643 \u0648\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0644\u0645\u062a\u062c\u0631\u0643 (\u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0633\u0628\u064b\u0627) \u0648\u0627\u0644\u0645\u0648\u0642\u0639 \/ \u0627\u0644\u0628\u0644\u062f \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0633\u0628\u064b\u0627) \u060c<\/p>\n\n\n\n 3.2<\/strong> \u0643\u0645\u0627 \u0646\u0642\u0648\u0645 \u0623\u064a\u0636\u064b\u0627 \u0628\u062c\u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0625\u0636\u0627\u0641\u064a\u0629 \u0648\u0645\u062d\u062f\u062f\u0629 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0639\u0644\u064a \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0622\u062a\u064a:<\/p>\n\n\n\n \u0623.<\/strong> \u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0645\u0646\u062a\u062c \u0641\u0648\u062f\u0643\u0633 pay\u060c \u0646\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0647\u0648\u064a\u0629 \u0627\u0644\u0639\u0645\u064a\u0644 \u0627\u0644\u0645\u0639\u0631\u0648\u0641\u0629 \u0628\u0639\u0645\u0644\u064a\u0629 \u201cKYC\/\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0639\u0645\u064a\u0644\u0643\u201d \u0645\u0645\u0627 \u064a\u062a\u0637\u0644\u0628 \u062c\u0645\u0639 \u0648\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n o \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0627\u0644\u0647\u0648\u064a\u0629:<\/strong> \u0631\u0642\u0645 \u0627\u0644\u0647\u0648\u064a\u0629 \u060c \u0645\u0643\u0627\u0646 \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0635\u062f\u0627\u0631. \u0628. <\/strong>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0625\u0644\u0649 \u0645\u0646\u062a\u062c \u0641\u0648\u062f\u0643\u0633 RMS \u060c \u062a\u062a\u0636\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u062c\u0645\u0639\u0647\u0627 \u0645\u0627 \u064a\u0644\u064a:<\/p>\n\n\n\n o \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a: (\u0631\u0642\u0645 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u060c \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0645\u0648\u062d\u062f \u0644\u0644\u0645\u0646\u0634\u0623\u0629\u060c \u0627\u0633\u0645 \u0627\u0644\u0643\u064a\u0627\u0646\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629\u060c \u0646\u0648\u0639 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u060c \u0645\u0643\u0627\u0646 \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u0627\u0633\u0645 \u0627\u0644\u0645\u0627\u0644\u0643\u060c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u064a\u0631 (\u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0633\u0628\u064b\u0627). 3.3<\/strong> \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u0646\u0642\u0648\u0645 \u0623\u064a\u0636\u064b\u0627 \u0628\u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n (\u0623)<\/strong> \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645:<\/strong> \u0646\u062c\u0645\u0639 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0648\u0644 \u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u062e\u062f\u0645\u0627\u062a\u0646\u0627\u060c \u0645\u062b\u0644 \u0648\u0642\u062a \u0648\u062a\u0643\u0631\u0627\u0631 \u0648\u0645\u062f\u0629 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u062a\u0635\u0641\u062d \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643 \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0644\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u064a \u062a\u0648\u0641\u0631\u0647\u0627 \u0627\u0644\u062e\u062f\u0645\u0627\u062a.<\/p>\n\n\n\n (\u0628)<\/strong> \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062c\u0647\u0627\u0632:<\/strong> \u0646\u062c\u0645\u0639 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062a\u064a \u062a\u0633\u062a\u062e\u062f\u0645\u0647\u0627\u060c \u0645\u062b\u0644 \u0637\u0631\u0627\u0632 \u0648\u0646\u0648\u0639 \u0627\u0644\u062c\u0647\u0627\u0632 \u0627\u0644\u0630\u064a \u062a\u0633\u062a\u062e\u062f\u0645\u0647 \u0639\u0646\u062f \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0643 \u0644\u062e\u062f\u0645\u0627\u062a\u0646\u0627\u060c \u0648\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u060c \u0648\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u062c\u0647\u0632\u0629 \u0648\u0627\u0644\u0628\u0631\u0627\u0645\u062c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u0649 (\u0645\u062b\u0644 \u0639\u0646\u0648\u0627\u0646 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643).<\/p>\n\n\n\n (\u062c) \u0622\u0631\u0627\u0626\u0643 \u062d\u0648\u0644 \u0645\u0646\u062a\u062c\u0627\u062a\u0646\u0627 \u0648\u062e\u062f\u0645\u0627\u062a\u0646\u0627:<\/strong> \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u0627\u0631\u0643\u0647\u0627 \u0644\u062a\u0642\u064a\u064a\u0645 \u062a\u062c\u0627\u0631\u0628\u0643 \u0648\u0631\u0636\u0627\u0643 \u0639\u0646 \u062a\u0648\u0641\u064a\u0631 \u0623\u0648 \u0627\u0633\u062a\u0644\u0627\u0645 \u0645\u0646\u062a\u062c\u0627\u062a\u0646\u0627 \u0623\u0648 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0623\u0648 \u0639\u0646\u062f \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0646\u0627 \u0628\u0623\u064a \u0637\u0631\u064a\u0642\u0629 \u0623\u062e\u0631\u0649.<\/p>\n\n\n\n 4. \u0645\u0644\u0641\u0627\u062a \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637:<\/p>\n\n\n\n 4.1 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u060c \u0633\u062a\u062c\u062f \u0623\u0646\u0646\u0627 \u0646\u0633\u062a\u062e\u062f\u0645 \u0623\u064a\u0636\u064b\u0627 \u0645\u0644\u0641\u0627\u062a \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0644\u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u062c\u0647\u0627\u0632\u0643 \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0646\u0627 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0642\u062f\u0645\u0629\u060c \u0648\u0644\u062a\u0633\u0647\u064a\u0644 \u0627\u0633\u062a\u0639\u0645\u0627\u0644\u0643 \u0644\u062e\u062f\u0645\u0627\u062a\u0646\u0627\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u060c \u0646\u0633\u062a\u062e\u062f\u0645 \u0645\u0644\u0641\u0627\u062a \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0644\u0646\u064a\u0633\u0631 \u0644\u0643 \u0625\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0628\u0634\u0643\u0644 \u0645\u062a\u0643\u0631\u0631 \u0639\u0644\u0649 \u0646\u0641\u0633 \u0627\u0644\u062c\u0647\u0627\u0632 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0623\u0648 \u0636\u0628\u0637 \u0625\u0639\u062f\u0627\u062f\u0627\u062a \u0627\u0644\u062a\u0641\u0636\u064a\u0644 \u0641\u064a \u0643\u0644 \u0645\u0631\u0629. \u0643\u0645\u0627 \u0646\u0642\u0648\u0645 \u0628\u062c\u0645\u0639 \u0625\u062d\u0635\u0627\u0626\u064a\u0627\u062a \u0627\u0644\u0645\u0648\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u062a\u0644\u0642\u0627\u0626\u064a\u064b\u0627 \u0639\u0646\u062f \u0632\u064a\u0627\u0631\u062a\u0643 \u0644\u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0639\u0646\u0648\u0627\u0646 \u0628\u0631\u0648\u062a\u0648\u0643\u0648\u0644 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u062e\u0627\u0635 \u0628\u0643. \u0646\u0633\u062a\u062e\u062f\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0646\u0627 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u062a\u062c\u0631\u0628\u062a\u0643 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a.<\/p>\n\n\n\n 5. \u0645\u0646 \u0623\u064a\u0646 \u0646\u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u061f<\/p>\n\n\n\n 5.1 \u0646\u062c\u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0646\u0643 \u0645\u0628\u0627\u0634\u0631\u0629\u064b \u060c \u0623\u064a \u062a\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0642\u062f\u0645\u0647\u0627 \u0644\u0646\u0627 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0623\u0648 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0646\u0627 \u060c \u0643\u0645\u0627 \u0646\u062c\u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0646\u0634\u0631 \u0645\u0644\u0641\u0627\u062a \u062a\u0639\u0631\u064a\u0641 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0623\u0639\u0644\u0627\u0647.<\/p>\n\n\n\n \u0642\u062f \u0646\u062c\u0645\u0639 \u0623\u064a\u0636\u064b\u0627 \u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0629 \u0645\u0646\u0643 \u0639\u0646\u062f\u0645\u0627 \u062a\u0632\u0648\u0631 \u0645\u0643\u0627\u062a\u0628\u0646\u0627 (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0643\u0627\u0645\u064a\u0631\u0627\u062a \u0648 \u0627\u0644\u062f\u0648\u0627\u0626\u0631 \u0627\u0644\u062a\u0644\u0641\u0632\u064a\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u063a\u0644\u0642\u0629).<\/p>\n\n\n\n \u0648\u0642\u062f \u0646\u0642\u0648\u0645 \u0623\u064a\u0636\u064b\u0627 \u0628\u062c\u0645\u0639 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u0645\u0624\u0633\u0633\u062a\u0643 \u0648\u0623\u064a \u0634\u0631\u0643\u0627\u0621 \u062e\u0627\u0631\u062c\u064a\u064a\u0646 \u0630\u0648\u064a \u0635\u0644\u0629 \u0648 (\u0641\u064a \u062d\u0627\u0644\u0629 \u0641\u0648\u062f\u0643\u0633 Pay) \u0645\u0646 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:<\/p>\n\n\n\n \u2022 \u0641\u0648\u062f\u0643\u0633- RMS \u062d\u0644 \u062a\u0642\u0646\u064a \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0637\u0627\u0639\u0645 \u0642\u0627\u0626\u0645 \u0639\u0644\u0649 \u0633\u062d\u0627\u0628\u0629 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648 \u064a\u0634\u0645\u0644 \u0630\u0644\u0643 \u062a\u0648\u0641\u064a\u0631 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0648 \u0627\u0644\u0623\u0643\u0634\u0627\u0643. 6. \u0643\u064a\u0641 \u0648\u0644\u0645\u0627\u0630\u0627 \u0646\u0633\u062a\u062e\u062f\u0645 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061f<\/p>\n\n\n\n 6.1<\/strong> \u0646\u0633\u062a\u062e\u062f\u0645 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n (\u0623) \u0625\u0631\u0633\u0627\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0625\u0644\u064a\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0645\u0646\u062a\u062c\u0627\u062a\u0646\u0627 \u0648\u062e\u062f\u0645\u0627\u062a\u0646\u0627\u061b 7. \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u0646\u062d\u062a\u0641\u0638 \u0641\u064a\u0647\u0627 \u0628\u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061f<\/p>\n\n\n\n 7.1<\/strong> \u064a\u0639\u062a\u0645\u062f \u0637\u0648\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0632\u0645\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u0646\u062d\u062a\u0641\u0638 \u0641\u064a\u0647\u0627 \u0628\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0639\u0627\u062f\u0629\u064b \u0639\u0644\u0649 \u0627\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u064a \u0646\u062c\u0645\u0639\u0647\u0627 \u0648\u0646\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0645\u0646 \u0623\u062c\u0644\u0647\u0627 \u0648\/\u0623\u0648 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>\n\n\n\n \u0628\u0645\u062c\u0631\u062f \u0639\u062f\u0645 \u0627\u062d\u062a\u064a\u0627\u062c\u0646\u0627 \u0644\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u060c \u0633\u0646\u062a\u062e\u0630 \u062e\u0637\u0648\u0627\u062a \u0645\u0639\u0642\u0648\u0644\u0629 \u0644\u0645\u062d\u0648\u0647\u0627 \u0645\u0646 \u0623\u0646\u0638\u0645\u062a\u0646\u0627 \u0648\u0627\u0644\u062a\u0623\u0643\u062f \u0645\u0646 \u0645\u062d\u0648\u0647\u0627 \u0645\u0646 \u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644\u0647\u0627 \u0646\u064a\u0627\u0628\u0629 \u0639\u0646\u0627.<\/p>\n\n\n\n 8. \u0645\u0639 \u0645\u0646 \u0646\u0634\u0627\u0631\u0643 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061f<\/p>\n\n\n\n \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0645\u0634\u0627\u0631\u0643\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0639 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n\n\n\n (\u0623) \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u062f\u0627\u062e\u0644 \u0645\u062c\u0645\u0648\u0639\u062a\u0646\u0627:<\/strong> \u0642\u062f \u0646\u0634\u0627\u0631\u0643 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u062f\u0627\u062e\u0644 \u0645\u062c\u0645\u0648\u0639\u0629 \u0634\u0631\u0643\u0627\u062a\u0646\u0627 \u0645\u0646 \u0623\u062c\u0644 \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0641\u064a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647. 9. \u0631\u0648\u0627\u0628\u0637 \u0648\u062e\u0635\u0627\u0626\u0635 \u0645\u0642\u062f\u0645\u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b<\/p>\n\n\n\n 9.1<\/strong> \u0642\u062f \u064a\u062d\u062a\u0648\u064a \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0639\u0644\u0649 \u0631\u0648\u0627\u0628\u0637 \u0644\u0645\u0648\u0627\u0642\u0639 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629 \u0645\u062b\u0644 \u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u062a\u0648\u0627\u0635\u0644 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a \u060c \u0648\u0642\u062f \u064a\u062d\u062a\u0648\u064a \u0623\u064a\u0636\u064b\u0627 \u0639\u0644\u0649 \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u0643\u0627\u0645\u0644 \u0648\u062e\u0635\u0627\u0626\u0635 \u062a\u0627\u0628\u0639\u0629 \u0644\u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629. \u0625\u0630\u0627 \u0627\u062e\u062a\u0631\u062a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0623\u0648 \u0627\u0644\u062e\u0635\u0627\u0626\u0635\u060c \u0641\u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0627\u0644\u0649 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648 \u0627\u0644\u0630\u064a \u0644\u0646 \u064a\u0643\u0648\u0646 \u0641\u0642\u0637 \u0645\u0639 \u062a\u0644\u0643 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629\u060c \u0648\u0644\u0643\u0646 \u0623\u064a\u0636\u064b\u0627 \u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0647\u0627 \u0648\u0644\u0644\u062c\u0645\u0647\u0648\u0631 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645 \u0627\u0639\u062a\u0645\u0627\u062f\u064b\u0627 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0639\u0645\u0644 \u062e\u062f\u0645\u0627\u062a\u0647\u0645.<\/p>\n\n\n\n \u064a\u0631\u062c\u064a \u0627\u0644\u0639\u0644\u0645 \u0628\u0623\u0646 \u0641\u0648\u062f\u0643\u0633 \u0644\u064a\u0633\u062a \u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0645\u062d\u062a\u0648\u0649 \u0623\u0648 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u062a\u0644\u0643 \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c \u062d\u064a\u062b \u0633\u064a\u062e\u0636\u0639 \u062c\u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0648\u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627 \u0641\u064a \u062a\u0644\u0643 \u0627\u0644\u0623\u062d\u0648\u0627\u0644 \u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0623\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0628\u0639\u0629 \u0644\u062a\u0644\u0643 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629\u060c \u0648\u0644\u064a\u0633 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647.<\/p>\n\n\n\n \u0644\u0630\u0627 \u0646\u062d\u062b\u0643 \u0639\u0644\u0649 \u0642\u0631\u0627\u0621\u0629 \u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0648\u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u062a\u0644\u0643 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u0629.<\/p>\n\n\n\n 10. \u0627\u0644\u062a\u062e\u0632\u064a\u0646 \u0648\u0627\u0644\u0646\u0642\u0644 \u0627\u0644\u062f\u0648\u0644\u064a<\/p>\n\n\n\n 10.1<\/strong> \u0628\u0642\u0628\u0648\u0644\u0643 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647 \u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u062a\u062e\u0632\u064a\u0646 \u0645\u0639\u0644\u0648\u0645\u0627\u062a\u0643 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/p>\n\n\n\n \u0642\u062f \u062a\u0642\u0648\u0645 \u0641\u0648\u062f\u0643\u0633 \u0628\u0627\u0644\u062a\u0639\u0627\u0642\u062f \u0645\u0646 \u0627\u0644\u0628\u0627\u0637\u0646 \u0639\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0623\u0648 \u0645\u0634\u0627\u0631\u0643\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0645\u0639 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0629 \u0637\u0631\u0641 \u062b\u0627\u0644\u062b \u0627\u0644\u0645\u0648\u062c\u0648\u062f\u064a\u0646 \u062f\u0627\u062e\u0644 \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629. \u0648\u0642\u062f \u062a\u0634\u0627\u0631\u0643 \u0645\u0642\u062f\u0645\u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0637\u0631\u0641 \u0627\u0644\u062b\u0627\u0644\u062b\u060c \u0645\u0646 \u0628\u064a\u0646 \u0623\u0645\u0648\u0631 \u0623\u062e\u0631\u0649\u060c \u0641\u064a \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0633\u0644\u0639 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0644\u0643 \u0648\/\u0623\u0648 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0648\/\u0623\u0648 \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0639\u0645. \u0628\u0642\u0628\u0648\u0644 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647 \u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0623\u064a \u062a\u062e\u0632\u064a\u0646 \u0623\u0648 \u0646\u0642\u0644 \u0623\u0648 \u0627\u0633\u062a\u0639\u0645\u0627\u0644 \u0644\u062a\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/p>\n\n\n\n \u0633\u0646\u062d\u0642\u0642 \u062f\u0627\u0626\u0645\u064b\u0627 \u0623\u064a \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0646\u0642\u0644 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627. \u0644\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u062d\u0648\u0644 \u0622\u0644\u064a\u0627\u062a \u0627\u0644\u0646\u0642\u0644 \u0647\u0630\u0647\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0627\u0644\u0645\u0648\u0636\u062d\u0629 \u0623\u062f\u0646\u0627\u0647.<\/p>\n\n\n\n 11. \u062a\u0623\u0645\u064a\u0646 \u0648 \u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629<\/p>\n\n\n\n 11.1<\/strong> \u0633\u0631\u064a\u0629 \u0648\u0623\u0645\u0646 \u0648 \u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u062a\u0639\u062a\u0628\u0631 \u0645\u0646 \u0627\u0644\u0623\u0645\u0648\u0631 \u0627\u0644\u062a\u064a \u062a\u0623\u062e\u0630 \u0645\u0646 \u0642\u0628\u0644\u0646\u0627 \u0639\u0644\u0649 \u0645\u062d\u0645\u0644 \u0627\u0644\u062c\u062f \u0648 \u0627\u0644\u0623\u0647\u0645\u064a\u0629. \u0648\u0639\u0644\u064a\u0647\u060c \u062a\u062a\u062e\u0630 \u0641\u0648\u062f\u0643\u0633 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u062f\u064a\u0629 \u0648 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0645\u0646 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627 \u0623\u0648 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u064a\u0647\u0627 \u0645\u0646 \u0642\u0628\u0644 \u0623\u0637\u0631\u0627\u0641 \u062b\u0627\u0644\u062b\u0629. \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0630\u0644\u0643\u060c \u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0646\u0627 \u0644\u0627 \u0646\u0633\u062a\u0637\u064a\u0639 \u0623\u0646 \u0646\u0636\u0645\u0646 \u0623\u0645\u0646 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0628\u0627\u0639\u062a\u0628\u0627\u0631 \u0627\u0646\u0647 \u0644\u0627 \u062a\u0648\u062c\u062f \u0648\u0633\u064a\u0644\u0629 \u0646\u0642\u0644 \u0623\u0648 \u062a\u062e\u0632\u064a\u0646 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a \u062a\u0643\u0648\u0646 \u0622\u0645\u0646\u0629 \u062a\u0645\u0627\u0645\u064b\u0627.<\/p>\n\n\n\n 12. \u0627\u0644\u062a\u063a\u064a\u064a\u0631\u0627\u062a \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629<\/p>\n\n\n\n 12.1<\/strong> \u064a\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0646\u0627 \u0646\u0631\u0627\u062c\u0639 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627 \u0645\u0646 \u0648\u0642\u062a \u0644\u0622\u062e\u0631\u060c \u0648\u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0639\u0631\u0636\u0629 \u0644\u0644\u062a\u063a\u064a\u064a\u0631. 13. \u062d\u0642\u0648\u0642\u0643<\/p>\n\n\n\n 13.1<\/strong> \u0644\u062f\u064a\u0643 \u062d\u0642\u0648\u0642 \u0645\u0639\u064a\u0646\u0629 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0647\u0627\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643:<\/p>\n\n\n\n (\u0623) \u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u2013 \u0645\u0646 \u062d\u0642\u0643 \u0623\u0646 \u064a\u062a\u0645 \u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u0627\u0644\u0645\u0628\u0631\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0639\u0645\u0644\u064a \u0627\u0644\u0635\u062d\u064a\u062d \u0644\u062c\u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0648\u0627\u0644\u063a\u0631\u0636 \u0645\u0646 \u0647\u0630\u0627 \u0627\u0644\u062c\u0645\u0639 \u060c \u0648 \u0648\u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u0623\u0646\u0647 \u0644\u0627 \u064a\u0646\u0628\u063a\u064a \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0628\u0637\u0631\u064a\u0642\u0629 \u062a\u062a\u0639\u0627\u0631\u0636 \u0645\u0639 \u0627\u0644\u063a\u0631\u0636 \u0627\u0644\u0630\u064a \u0645\u0646 \u0623\u062c\u0644\u0647 \u064a\u062a\u0645 \u062c\u0645\u0639\u0647\u0627. \u0625\u0628\u0644\u0627\u063a\u0643 \u0628\u0647\u0630\u0647 \u0627\u0644\u062d\u0642\u0648\u0642 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0632\u0648\u064a\u062f\u0643 \u0628\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647 \u064a\u0624\u0643\u062f \u0639\u0644\u0649 \u0627\u0645\u062a\u062b\u0627\u0644 \u0641\u0648\u062f\u0643\u0633 \u0644\u0647\u0630\u0627 \u0627\u0644\u062d\u0642. \u0625\u0630\u0627 \u0643\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0639\u0646 \u062d\u0642\u0648\u0642\u0643 \u0628\u0645\u0648\u062c\u0628 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627\u060c \u0641\u064a\u0631\u062c\u0649 \u0625\u0628\u0644\u0627\u063a\u0646\u0627. 14. \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627\u061f<\/p>\n\n\n\n 14.1<\/strong> \u0625\u0630\u0627 \u0644\u0645 \u062a\u0643\u0646 \u0631\u0627\u0636\u064a\u064b\u0627 \u0639\u0646 \u0643\u064a\u0641\u064a\u0629 \u062a\u0639\u0627\u0645\u0644\u0646\u0627 \u0645\u0639 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u060c \u0623\u0648 \u0643\u0627\u0646\u062a \u0644\u062f\u064a\u0643 \u0623\u0633\u0626\u0644\u0629 \u0623\u062e\u0631\u0649 \u062d\u0648\u0644 \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u060c \u0641\u0628\u0631\u062c\u0627\u0621 \u0627\u0644\u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0639\u0644\u064a \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u0622\u062a\u064a:
\u2022 \u0641\u0648\u062f\u0643\u0633 pay \u2013 \u0645\u062c\u0645\u0639 \u062f\u0641\u0639 \u0645\u0631\u062e\u0635.<\/p>\n\n\n\n
(\u0628) \u062a\u0634\u0631\u062d \u0643\u064a\u0641 \u0648\u0644\u0645\u0627\u0630\u0627 \u0646\u0642\u0648\u0645 \u0628\u062c\u0645\u0639 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061b
(\u062c) \u062a\u0648\u0636\u062d \u0627\u0644\u0645\u062f\u0629 \u0627\u0644\u062a\u064a \u0646\u062d\u062a\u0641\u0638 \u0641\u064a\u0647\u0627 \u0628\u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061b
(\u062f) \u062a\u0634\u0631\u062d \u0643\u064a\u0641 \u0633\u0646\u0634\u0627\u0631\u0643 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u2013 \u0645\u062a\u0649 \u0648\u0644\u0645\u0627\u0630\u0627 \u0648\u0645\u0639 \u0645\u0646\u061b
(\u0647\u0640) \u062a\u0634\u0631\u062d \u0627\u0644\u062d\u0642\u0648\u0642 \u0648\u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0648\u0641\u0631 \u0644\u0643 \u0639\u0646\u062f\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0627\u0644\u0623\u0645\u0631 \u0628\u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061b
(\u0648) \u062a\u0634\u0631\u062d \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0623\u0645\u0646 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0637\u0628\u0642\u0647\u0627 \u0644\u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629\u061b
(\u0632) \u062a\u0648\u0636\u062d \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0646\u0627 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0643 \u0648\u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0643 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627.<\/p>\n\n\n\n
o \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0635\u062d\u0629 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a:<\/strong> \u0631\u0642\u0645 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u060c \u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0645\u0648\u062d\u062f \u0644\u0644\u0645\u0646\u0634\u0623\u0629\u060c \u0627\u0633\u0645 \u0627\u0644\u0643\u064a\u0627\u0646\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629\u060c \u0646\u0648\u0639 \u0627\u0644\u0646\u0634\u0627\u0637\u060c \u0645\u0643\u0627\u0646 \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u0627\u0633\u0645 \u0627\u0644\u0645\u0627\u0644\u0643\u060c \u0627\u0633\u0645 \u0627\u0644\u0645\u062f\u064a\u0631.
o \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649:<\/strong> \u0627\u0633\u0645 \u0627\u0644\u0645\u062a\u062c\u0631 \u0648\u0639\u0646\u0648\u0627\u0646\u0647 \u0648\u0627\u0644\u0634\u062e\u0635 \u0627\u0644\u0645\u0633\u0626\u0648\u0644 \u0639\u0646 \u062a\u0644\u0642\u064a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u062a\u0641\u0627\u0635\u064a\u0644 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0632\u0648\u062f\u0646\u0627 \u0628\u0647\u0627 \u0623\u062b\u0646\u0627\u0621 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0625\u0639\u062f\u0627\u062f.<\/p>\n\n\n\n
o \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0647\u0648\u064a\u0629\u060c \u0631\u0642\u0645 \u0627\u0644\u0647\u0648\u064a\u0629\u060c \u0645\u0643\u0627\u0646 \u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0646\u062a\u0647\u0627\u0621 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629\u060c \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0625\u0635\u062f\u0627\u0631 (\u062d\u064a\u062b\u0645\u0627 \u0643\u0627\u0646 \u0630\u0644\u0643 \u0645\u0646\u0627\u0633\u0628\u064b\u0627).
o \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0641\u064a \u0636\u0631\u064a\u0628\u0629 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629.
o \u062a\u0633\u062c\u064a\u0644\u0627\u062a \u0627\u0644\u062c\u0644\u0633\u0627\u062a \/ \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u0627\u062a.
o \u0623\u064a \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u062e\u0631\u0649 \u062a\u0632\u0648\u062f\u0646\u0627 \u0628\u0647\u0627.<\/p>\n\n\n\n
\u2022 \u0641\u0648\u062f\u0643\u0633 pay \u2013 \u0645\u062c\u0645\u0639 \u062f\u0641\u0639 \u0645\u0631\u062e\u0635.<\/p>\n\n\n\n
(\u0628) \u0627\u0644\u0631\u062f \u0639\u0644\u0649 \u0627\u062a\u0635\u0627\u0644\u0627\u062a\u0643 \u0648\u0637\u0644\u0628\u0627\u062a\u0643\u061b
(\u062c) \u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u062a\u0646\u0627 \u0645\u0639\u0643 \u0623\u0648 \u0628\u0645\u0624\u0633\u0633\u062a\u0643\u061b
(\u062f) \u0644\u0625\u062f\u0627\u0631\u0629 \u0639\u0644\u0627\u0642\u062a\u0646\u0627 \u0645\u0639 \u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0648\u0627\u0644\u0645\u064f\u062d\u064a\u0644\u064a\u0646 \u0645\u0646 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629\u061b
(\u0647\u0640) \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0648\u0627\u0644\u062f\u0641\u0639\u061b
(\u0648) \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0623\u064a \u0646\u0632\u0627\u0639\u0627\u062a\u061b
(\u0632) \u062a\u0642\u062f\u064a\u0645 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0644\u0643\u061b
(\u062d) \u0644\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u062a\u0643 \u0628\u0645\u0648\u062c\u0628 \u0642\u0648\u0627\u0639\u062f \u201cKYC\/ \u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0639\u0645\u064a\u0644\u0643\u201d \u0648 \u0642\u0648\u0627\u0639\u062f \u0646\u0638\u0627\u0645 \u201c\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u201d \u0648 \u0646\u0638\u0627\u0645 \u0645\u0633\u062d \u0639\u0642\u0648\u0628\u0627\u062a \u0627\u0644\u062d\u0638\u0631 \u0648\u0627\u0644\u0642\u064a\u0627\u0645 \u0628\u0627\u0644\u0639\u0646\u0627\u064a\u0629 \u0627\u0644\u0648\u0627\u062c\u0628\u0629 \u0644\u0644\u062a\u062d\u0642\u0642 \u062d\u0648\u0644 \u0637\u0628\u064a\u0639\u0629 \u0648\u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u061b
(\u062e) \u0627\u0644\u062a\u0633\u0648\u064a\u0642 \u2013 \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0643 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0639\u0627\u062f\u064a \u0623\u0648 \u0627\u0644\u0647\u0627\u062a\u0641 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0631\u0633\u0627\u0626\u0644 \u0627\u0644\u0646\u0635\u064a\u0629 \u0627\u0644\u0642\u0635\u064a\u0631\u0629) \u0628\u062e\u0635\u0648\u0635 \u0641\u0648\u062f\u0643\u0633 \u0648\u0645\u0646\u062a\u062c\u0627\u062a \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u0633\u062a\u0637\u0644\u0627\u0639\u0627\u062a \u0648\u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0628\u062d\u062b\u064a\u0629 \u0648\u0627\u0644\u0639\u0631\u0648\u0636 \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0648\u0627\u0644\u0645\u0646\u0627\u0633\u0628\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0648\u063a\u064a\u0631\u0647\u0627 \u0645\u0646 \u0627\u0644\u0645\u0648\u0636\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0639\u062a\u0642\u062f \u0623\u0646\u0647\u0627 \u0642\u062f \u062a\u0647\u0645\u0643 \u0623\u0648 \u0645\u0624\u0633\u0633\u062a\u0643\u060c \u0643\u0644 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0623\u0633\u0627\u0633 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u0628\u062f\u064a\u0647\u0627 \u062d\u0633\u0628\u0645\u0627 \u0647\u0648 \u0648\u0627\u0636\u062d \u0645\u0646 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0639\u0644\u0649 \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647 \u0648\u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647. \u0633\u0648\u0641 \u0646\u0648\u0641\u0631 \u0644\u0643 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0646\u0633\u062d\u0627\u0628 \u0645\u0646 \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0631\u0648\u064a\u062c\u064a\u0629 \u0648\u0627\u0644\u062a\u0633\u0648\u064a\u0642\u064a\u0629\u061b
(\u062f) \u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0642\u062f\u0645\u0647\u0627 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\u0628\u0634\u0643\u0644 \u0639\u0627\u0645\u061b
(\u0630) \u0645\u0633\u0627\u0639\u062f\u062a\u0646\u0627 \u0639\u0644\u0649 \u0641\u0647\u0645 \u0627\u0647\u062a\u0645\u0627\u0645\u0627\u062a\u0643 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a\u0643 \u0648\u062a\u0644\u0643 \u0627\u0644\u0625\u0647\u062a\u0645\u0627\u0645\u0627\u062a \u0648\u0627\u0644\u0625\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0624\u0633\u0633\u062a\u0643 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644\u060c \u0648 \u0630\u0644\u0643 \u0644\u062a\u062d\u0633\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0646\u0627\u061b
(\u0631) \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u0629 \u0641\u064a \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0648\u0627\u0644\u0628\u062d\u062b \u0648\u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062e\u062f\u0645\u0627\u062a\u0646\u0627\u061b
(\u0632) \u0627\u0644\u062a\u062f\u0631\u064a\u0628\u061b
(\u0633) \u0627\u0644\u0623\u0631\u0634\u0641\u0629\u061b
(\u0634) \u062a\u0623\u0645\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\u0623\u0646\u0638\u0645\u062a\u0646\u0627\u061b
(\u0635) \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0623\u064a\u0629 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0648\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0644\u0648\u0627\u0626\u062d \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u064a\u0646\u0627\u061b
(\u0636) \u0625\u0646\u0634\u0627\u0621 \u0623\u0648 \u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0648 \u0627\u0644\u062f\u0641\u0627\u0639 \u0639\u0646 \u062d\u0642\u0648\u0642\u0646\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u061b
(\u0637) \u0645\u0646\u0639 \u0627\u0644\u062c\u0631\u0627\u0626\u0645 \u0648\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0643\u0634\u0641\u0647\u0645\u0627\u061b
(\u0638) \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0635\u062d\u0629 \u0648\u0627\u0644\u0633\u0644\u0627\u0645\u0629 \u0648\u0636\u0645\u0627\u0646 \u0627\u0644\u0623\u0645\u0646\u061b
(\u0639) \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0639\u0627\u0642\u062f\u064a\u0629\u061b \u0648
(\u063a) \u062a\u0646\u0641\u064a\u0630 \u0623\u063a\u0631\u0627\u0636 \u0623\u0639\u0645\u0627\u0644\u0646\u0627 \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u060c \u0645\u062b\u0644 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642 \u0648\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/p>\n\n\n\n
(\u0628) \u0627\u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u062c\u062f\u064a\u062f:<\/strong> \u0625\u0630\u0627 \u062a\u063a\u064a\u0631\u062a \u0645\u0644\u0643\u064a\u0629 \u0641\u0648\u062f\u0643\u0633\u060c \u0623\u0648 \u0643\u0644 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0623\u0648 \u062c\u0632\u0621 \u0645\u0646\u0647\u0627 \u060c \u0641\u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0646\u0642\u0644 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u062c\u062f\u064a\u062f.
(\u062c) \u0645\u0642\u062f\u0645\u0648 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u0621 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0648\u0646:<\/strong> \u0642\u062f \u0646\u0639\u0645\u0644 \u0645\u0639 \u0634\u0631\u0643\u0627\u0621 \u0645\u0646 \u062c\u0647\u0627\u062a \u062e\u0627\u0631\u062c\u064a\u0629 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0645\u0648\u0641\u0631\u0648 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0645\u0637\u0648\u0631\u0648\u0646) \u0645\u0646 \u0623\u062c\u0644:
\u2022 \u062a\u062d\u0633\u064a\u0646 \u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0648\u062a\u0642\u062f\u064a\u0645\u0647\u0627\u060c
\u2022 \u0644\u062a\u0637\u0648\u064a\u0631 \u0648\u0639\u0631\u0636 \u0648\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0639\u062a\u0628\u0631\u0647\u0627 \u0630\u0627\u062a \u0641\u0627\u0626\u062f\u0629 \u0644\u0643\u060c
\u2022 \u0644\u062a\u0633\u062f\u064a\u062f \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a.
\u0639\u0646\u062f\u0645\u0627 \u0646\u0634\u0627\u0631\u0643 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0639 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0623\u0634\u062e\u0627\u0635\u060c \u0633\u0646\u0641\u0639\u0644 \u0630\u0644\u0643 \u0628\u0627\u0644\u0642\u062f\u0631 \u0627\u0644\u0645\u0637\u0644\u0648\u0628 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647\u060c \u0648\u0633\u0646\u0641\u0631\u0636 \u0642\u064a\u0648\u062f\u064b\u0627 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0644\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0642\u062f\u0645\u0647\u0627 \u0648\u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627 \u0648\u0641\u0642\u064b\u0627 \u0644\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.
(\u062f) \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629:<\/strong> \u0642\u062f \u062a\u0634\u0627\u0631\u0643 \u0641\u0648\u062f\u0643\u0633 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0639 \u0627\u0644\u0633\u0644\u0637\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0631\u062f\u064b\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0642\u062f\u0645\u0647\u0627 \u0648\u0644\u0645\u0633\u0627\u0639\u062f\u062a\u0646\u0627 \u0641\u064a \u062a\u0646\u0641\u064a\u0630 \u0639\u0645\u0644\u064a\u0627\u062a\u0646\u0627 \u0648\u0627\u0644\u0631\u062f \u0639\u0644\u0649 \u0627\u0644\u0627\u0633\u062a\u0641\u0633\u0627\u0631\u0627\u062a.
\u0643\u0645\u0627 \u064a\u062c\u0648\u0632 \u0644\u0646\u0627 \u0645\u0634\u0627\u0631\u0643\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0639 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0647\u064a\u0626\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0625\u0633\u062a\u062c\u0627\u0628\u0629 \u0644\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u061b \u0644\u0625\u0646\u0634\u0627\u0621 \u0648\/\u0623\u0648 \u0625\u0646\u0641\u0627\u0630 \u062d\u0642\u0648\u0642\u0646\u0627 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0646\u0627) \u0623\u0648 \u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0646\u0627\u061b \u0648\u0644\u0644\u062f\u0641\u0627\u0639 \u0636\u062f \u0627\u0644\u062f\u0639\u0627\u0648\u0649 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u061b \u0623\u0648 \u0643\u0645\u0627 \u064a\u0642\u062a\u0636\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u061b \u0648\u0644\u0643\u064a \u0646\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062d\u0642 \u0641\u064a \u0631\u0641\u0639 \u0623\u0648 \u0627\u0644\u062a\u0646\u0627\u0632\u0644 \u0639\u0646 \u0623\u064a \u0627\u0639\u062a\u0631\u0627\u0636 \u0642\u0627\u0646\u0648\u0646\u064a \u0623\u0648 \u062d\u0642 \u0645\u062a\u0627\u062d \u0644\u0646\u0627.
\u0642\u062f \u0646\u0634\u0627\u0631\u0643 \u0623\u064a\u0636\u064b\u0627 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0639\u0646\u062f\u0645\u0627 \u0646\u0639\u062a\u0642\u062f \u0623\u0646\u0647 \u0645\u0646\u0627\u0633\u0628 \u0644\u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0648 \u0645\u0646\u0639 \u0623\u0648 \u0627\u062a\u062e\u0627\u0630 \u0625\u062c\u0631\u0627\u0621 \u0628\u0634\u0623\u0646 \u0623\u0646\u0634\u0637\u0629 \u063a\u064a\u0631 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0623\u0648 \u0645\u0634\u062a\u0628\u0647 \u0628\u0647\u0627.
(\u0647\u0640) \u0645\u0648\u0638\u0641\u0648\u0646\u0627 \u0648\u0648\u0643\u0644\u0627\u0626\u0646\u0627 \u0648\u0645\u0633\u062a\u0634\u0627\u0631\u0648\u0646\u0627 \u0648\u0645\u0642\u0627\u0648\u0644\u0648\u0646\u0627:<\/strong> \u0642\u062f \u0646\u0634\u0627\u0631\u0643 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0645\u0639 \u0647\u0624\u0644\u0627\u0621 \u0627\u0644\u0623\u0634\u062e\u0627\u0635 \u0623\u0648 \u062a\u0644\u0643 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0646 \u0623\u062c\u0644 \u0645\u0639\u0627\u0644\u062c\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0641\u064a \u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647. \u0645\u0634\u0627\u0631\u0643\u0629 \u0623\u064a \u0645\u0645\u0627 \u0630\u0643\u0631 \u0633\u062a\u0643\u0648\u0646 \u0648\u0641\u0642\u0627 \u0644\u0634\u0631\u0648\u0637 \u0627\u0644\u063a\u0631\u0636 \u0645\u0646\u0647\u0627 \u062d\u0645\u0627\u064a\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643.
(\u0648) \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0645\u0642\u062f\u0645\u0648 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0648\u0645\u0642\u062f\u0645\u0648 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u062f\u0641\u0639:<\/strong> \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0645\u0646\u062a\u062c \u0641\u0648\u062f\u0643\u0633 Pay\u060c \u0633\u0646\u0634\u0627\u0631\u0643 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0646\u062d\u0648 \u0627\u0644\u062a\u0627\u0644\u064a:
\u2022 \u0627\u0644\u0628\u0646\u0643:<\/strong> \u062a\u062a\u0645 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u062b\u0644 \u0627\u0633\u0645 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0648\u0627\u0644\u0645\u062f\u064a\u0646\u0629 \u0648\u0627\u0644\u0631\u0642\u0645 \u0627\u0644\u0648\u0637\u0646\u064a \u0627\u0644\u0645\u0648\u062d\u062f \u0644\u0644\u0645\u0646\u0634\u0623\u0629\/\u0631\u0642\u0645 \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0631\u0642\u0645 \u0645\u062d\u0637\u0629 \u0627\u0644\u062f\u0641\u0639 \u0648\u0630\u0644\u0643 \u0628\u063a\u0631\u0636 \u0636\u0628\u0637 \u0625\u0639\u062f\u0627\u062f \u0627\u0644\u062a\u0627\u062c\u0631 \u0641\u064a \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0635\u0631\u0641\u064a.
\u2022 \u0628\u0627\u0626\u0639 \u0623\u062c\u0647\u0632\u0629 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639:<\/strong> \u062a\u062a\u0645 \u0645\u0634\u0627\u0631\u0643\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0645\u062b\u0644 \u0627\u0633\u0645 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0648\u0627\u0644\u0645\u062f\u064a\u0646\u0629 \u0648\u0631\u0642\u0645 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0648\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0645\u062d\u0637\u0629 \u0627\u0644\u062f\u0641\u0639 \u0645\u0639 \u0628\u0627\u0626\u0639 \u0623\u062c\u0647\u0632\u0629 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 \u0644\u0636\u0628\u0637 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u0645\u0648\u0642\u0639 \u0627\u0644\u062a\u0627\u062c\u0631.
\u2022 \u0623\u0645\u064a\u0643\u0633:<\/strong> \u0625\u0630\u0627 \u0637\u0644\u0628 \u0627\u0644\u062a\u0627\u062c\u0631 \u062a\u0641\u0639\u064a\u0644 \u062e\u062f\u0645\u0629 \u0623\u0645\u064a\u0643\u0633 \u060c \u0641\u0633\u064a\u062a\u0645 \u0623\u064a\u0636\u064b\u0627 \u0645\u0634\u0627\u0631\u0643\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0645\u0627\u062b\u0644\u0629 \u0644\u062a\u0644\u0643 \u0627\u0644\u0645\u0630\u0643\u0648\u0631\u0629 \u0623\u0639\u0644\u0627\u0647 \u0645\u0639 \u0623\u0645\u064a\u0643\u0633 \u0644\u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u062e\u062f\u0645\u0629.
\u2022 \u0633\u0627\u0645\u0627 (\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a):<\/strong> \u0627\u0644\u062a\u0642\u0627\u0631\u064a\u0631 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u0636\u0645\u0646 \u0639\u0627\u062f\u0629\u064b \u0627\u0633\u0645 \u0627\u0644\u062a\u0627\u062c\u0631 \u0648\u0645\u062d\u0637\u0629 \u0627\u0644\u062f\u0641\u0639 \u0648\u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u0627\u0644\u062d\u062c\u0645 \u0648\u0627\u0644\u0634\u0643\u0627\u0648\u0649.
\u0628\u0642\u0628\u0648\u0644\u0643 \u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u062e\u0635\u0648\u0635\u064a\u0629 \u0647\u0630\u0647\u060c \u0641\u0625\u0646\u0643 \u062a\u0648\u0627\u0641\u0642 \u0639\u0644\u0649 \u0645\u0634\u0627\u0631\u0643\u0629 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0648\u0636\u062d \u0623\u0639\u0644\u0627\u0647 \u0625\u0644\u0649 \u0627\u0644\u062d\u062f \u0627\u0644\u0630\u064a \u062a\u0643\u0648\u0646 \u0641\u064a\u0647 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0645\u0637\u0644\u0648\u0628\u0629 \u0645\u0646 \u0623\u062c\u0644 \u0623\u0646 \u064a\u062a\u0645 \u0627\u0644\u0643\u0634\u0641 \u0639\u0646 \u062a\u0644\u0643 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0628\u0634\u0643\u0644 \u064a\u062a\u0645\u0627\u0634\u064a \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627.<\/p>\n\n\n\n
\u0633\u064a\u0643\u0648\u0646 \u0623\u064a \u062a\u063a\u064a\u064a\u0631 \u0623\u0648 \u062a\u062d\u062f\u064a\u062b \u0623\u0648 \u062a\u0639\u062f\u064a\u0644 \u0633\u0627\u0631\u064a \u0627\u0644\u0645\u0641\u0639\u0648\u0644 \u0641\u0648\u0631 \u0646\u0634\u0631\u0647 \u0639\u0644\u0649 \u0645\u0648\u0642\u0639\u0646\u0627 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0623\u0648 \u0639\u0646\u062f\u0645\u0627 \u0646\u0642\u0648\u0645 \u0628\u0625\u062e\u0637\u0627\u0631\u0643 \u0639\u0646\u0647 \u0639\u0628\u0631 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a. \u0644\u0630\u0627 \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u0642\u0631\u0627\u0621\u0629 \u0648\u0642\u0628\u0648\u0644 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0641\u064a \u0643\u0644 \u0645\u0631\u0629 \u064a\u062a\u0645 \u062a\u062d\u062f\u064a\u062b\u0647\u0627. \u0628\u062e\u0644\u0627\u0641 \u0630\u0644\u0643\u060c \u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0643 \u0644\u0644\u062e\u062f\u0645\u0627\u062a.<\/p>\n\n\n\n
(\u0628) \u0627\u0644\u062d\u0642 \u0641\u064a \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0639\u0644\u0649 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u2013 \u0623\u064a \u062d\u0642\u0643 \u0641\u064a \u0627\u0644\u0627\u0637\u0644\u0627\u0639 \u0625\u0644\u064a\u0647\u0627 \u0648\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0646\u0633\u062e\u0629 \u0645\u0646\u0647\u0627.
(\u062c) \u0627\u0644\u062d\u0642 \u0641\u064a \u0637\u0644\u0628 \u062a\u0635\u062d\u064a\u062d \u0623\u0648 \u0627\u0633\u062a\u0643\u0645\u0627\u0644 \u0623\u0648 \u062a\u062d\u062f\u064a\u062b \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u062a\u062d\u0643\u0645 \u0641\u064a\u0647\u0627 \u0641\u0648\u062f\u0643\u0633.
(\u062f) \u0627\u0644\u062d\u0642 \u0641\u064a \u0637\u0644\u0628 \u0625\u062a\u0644\u0627\u0641 \u0623\u0648 \u062d\u0630\u0641 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0627\u0644\u062a\u064a \u0644\u0645 \u062a\u0639\u062f \u0641\u0648\u062f\u0643\u0633 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u0639\u0627\u0644\u062c\u062a\u0647\u0627 \u0644\u0644\u0623\u063a\u0631\u0627\u0636 \u0627\u0644\u062a\u064a \u062a\u0645 \u062c\u0645\u0639\u0647\u0627 \u0645\u0646 \u0623\u062c\u0644\u0647\u0627.
(\u0647\u0640) \u0627\u0644\u062d\u0642 \u0641\u064a \u0633\u062d\u0628 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0641\u064a \u0623\u064a \u0648\u0642\u062a\u060c \u0648 \u0630\u0644\u0643 \u0641\u064a \u0627\u0644\u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u064a \u0646\u0643\u0648\u0646 \u0642\u062f \u0625\u0639\u062a\u0645\u062f\u0646\u0627 \u0641\u064a\u0647\u0627 \u0639\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u062a\u0643 \u0639\u0644\u0649 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0643\u0634\u0641 \u0639\u0646\u0647\u0627. \u0625\u0630\u0627 \u0642\u0645\u062a \u0628\u0633\u062d\u0628 \u062a\u0644\u0643 \u0627\u0644\u0645\u0648\u0627\u0641\u0642\u0629 \u0641\u0642\u062f \u0644\u0627 \u0646\u062a\u0645\u0643\u0646 \u0645\u0646 \u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u064a\u0643.
\u064a\u0645\u0643\u0646\u0643 \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u0646\u0635\u0648\u0635 \u0639\u0644\u064a\u0647\u0627 \u0641\u064a (\u0623) \u0625\u0644\u0649 (\u0647\u0640) \u0623\u0639\u0644\u0627\u0647 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0639\u0644\u0645\u0627\u064f \u0628\u0623\u0646 \u0645\u0645\u0627\u0631\u0633\u062a\u0643 \u0644\u062a\u0644\u0643 \u0627\u0644\u062d\u0642\u0648\u0642 \u0633\u062a\u0643\u0648\u0646 \u062e\u0627\u0636\u0639\u0629 \u0644\u0623\u064a \u0625\u0633\u062a\u062b\u0646\u0627\u0621\u0627\u062a \u062a\u0633\u0645\u062d \u0628\u0647\u0627 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646 \u0648\u0627\u0644\u0644\u0648\u0627\u0626\u062d \u0627\u0644\u0645\u0639\u0645\u0648\u0644 \u0628\u0647\u0627 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0623\u062e\u0631\u064a \u0644\u062d\u0645\u0627\u064a\u0629 \u062d\u0642\u0648\u0642 \u0627\u0644\u0622\u062e\u0631\u064a\u0646.
\u064a\u0631\u062c\u0649 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0646\u0627 \u0639\u0644\u0649 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \/ \u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0623\u062f\u0646\u0627\u0647 \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0631\u063a\u0628 \u0641\u064a \u0645\u0645\u0627\u0631\u0633\u0629 \u062d\u0642\u0648\u0642\u0643 \u0641\u064a\u0645\u0627 \u064a\u062a\u0639\u0644\u0642 \u0628\u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u0629.
\u0642\u062f \u0646\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u0645\u0633\u062a\u0646\u062f \u0631\u0633\u0645\u064a \u0639\u0646\u062f\u0645\u0627 \u062a\u0633\u0639\u0649 \u0625\u0644\u0649 \u062a\u0642\u062f\u064a\u0645 \u0623\u064a \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0637\u0644\u0628\u0627\u062a \u060c \u0645\u0646 \u0623\u062c\u0644 \u0627\u0644\u062a\u062d\u0642\u0642 \u0645\u0646 \u0647\u0648\u064a\u062a\u0643.<\/p>\n\n\n\n
\u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0625\u0644\u0649: privacy@foodics.com<\/a>
\u0639\u0646 \u0637\u0631\u064a\u0642 \u0625\u062e\u0637\u0627\u0631 \u0643\u062a\u0627\u0628\u064a \u0625\u0644\u0649:
\u0645\u0643\u062a\u0628 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a
\u0627\u0644\u0631\u064a\u0627\u0636\u060c
\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629
\u0637\u0631\u064a\u0642 \u0627\u0644\u0625\u0645\u0627\u0645 \u0633\u0639\u0648\u062f \u0628\u0646 \u0641\u064a\u0635\u0644 \u060c
\u0627\u0644\u0631\u064a\u0627\u0636 13515 \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u062b\u0627\u0646\u064a.<\/p>\n","protected":false},"template":"","class_list":["post-327","legal","type-legal","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/foodicspay.com\/ar\/wp-json\/wp\/v2\/legal\/327","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/foodicspay.com\/ar\/wp-json\/wp\/v2\/legal"}],"about":[{"href":"https:\/\/foodicspay.com\/ar\/wp-json\/wp\/v2\/types\/legal"}],"version-history":[{"count":0,"href":"https:\/\/foodicspay.com\/ar\/wp-json\/wp\/v2\/legal\/327\/revisions"}],"wp:attachment":[{"href":"https:\/\/foodicspay.com\/ar\/wp-json\/wp\/v2\/media?parent=327"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}